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Quick Start

Below is a minimal flow for processing a card payment using NETOPIA’s API:

  1. Start Payment
    Send a POST request to /payment/card/start with transaction data.

  2. Check if 3-D Secure is needed

    • If response has error.code = 100 & payment.status = 15, it indicates 3-D Secure flow is required.
    • Redirect user for 3DS, then finalize with /payment/card/verify-auth.

  3. Wait for callback (via notifyUrl)

    • After finalizing the payment, NETOPIA will send a POST callback.

  4. (Optional) Further operations

    • Use /operation/status, or other operation endpoints to query or alter the payment (void, credit, etc.).

Continue reading for more details on each endpoint and advanced flows.